What is Required

With the exception of floor covering in bathrooms and wood finish flooring, installation of appliances and finished floor covering may be delayed until as late as just prior to loan closing, provided the third-stage inspection report includes the following:

·   In Section 1, a description of

-   all appliances and finish floor covering to be installed as identified in the specifications, for example, carpet manufacturer’s name and carpet quality code number, and

-   the living area(s) involved, if not obvious.

·   In Section 6, check

-   “Prefinal Report Approved,” and

-   “Certification is required that lender’s inspection prior to loan closing reveals satisfactory installation of specified appliances and finish floor covering as described in Item 1 in the area(s) identified in Item 1.”

What is not Required

A revised VA Value Notice is not required.