Hazards

The property must be free of hazards which may

·   adversely affect the health and safety of the occupants

·   adversely affect the structural soundness of the dwelling and other improvements to the property, or

·   impair the customary use and enjoyment of the property by the occupants.

Defective Conditions

Conditions which impair the safety, sanitation, or structural soundness of the dwelling will cause the property to be unacceptable until the defects or conditions have been remedied and the probability of further damage eliminated.  Such conditions include but are not limited to

·   defective construction

·   poor workmanship

·   evidence of continuing settlement

·   excessive dampness

·   leakage

·   decay, and

·   termites.

Drainage

The site must be graded so that it

·   provides positive, rapid drainage away from the perimeter walls of the dwelling, and

·   prevents ponding of water on the site.

Wood Destroying Insects/Fungus/Dry Rot

Appraisers must look for and report evidence of wood destroying insect infestation, fungus growth, and dry rot in addition to any VA requirement for an inspection of the property by a wood destroying insect inspector.