Introduction

This chapter contains information about loans requiring special underwriting, guaranty and other considerations.

In this Chapter

This chapter contains the following topics.

Topic

Topic

See Page

1

Joint Loans

7-2

2

Construction/Permanent Home Loans

7-13

3

Energy Efficient Mortgages (EEMs)

7-16

4

Loans for Alteration and Repair

7-22

5

Supplemental Loans

7-23

6

Graduated Payment Mortgages (GPMs)

7-27

7

Growing Equity Mortgages (GEMs)

7-32

8

Loans Involving Temporary Interest Rate Buydowns

7-33

9

Farm Residence Loans

7-36

10

Cooperative Home Loans

7-38

11

Loans for Manufactured Homes Classified as Real Estate

7-39

12

Loans to Native American Veterans on Trust Lands

7-42