a. Prior Approval Submission (continued)

Item

Information

7

The appropriate certification concerning occupancy signed by the veteran or the spouse of an active-duty service member.  One of the following must be signed.

 “I have previously occupied the property securing this loan as my home.”

___________________

veteran’s signature

 “While my spouse was on active duty and unable to occupy the property securing this loan, I occupied the property securing this loan as my home.”

_________________

spouse’s signature

8

VA Form 26-8923, Interest Rate Reduction Refinancing Loan Worksheet.

9

VA Form 26-8937, Verification of VA Benefit-Related Indebtedness (if applicable).

10

VA Form 26-8320 (or 26-8320a), Certificate of Eligibility, or, if unavailable, a request for a duplicate certificate VA Form 26-1880, Request for a Certificate of Eligibility. 

11

Uniform Residential Loan Application (URLA).

12

Explanation of the reason(s) for the loan delinquency, including appropriate documentation to verify the cause.

13

Documentation to verify that the cause of the delinquency has been corrected.

14

Credit report (in-file credit report is acceptable).

15

Current pay stub and telephone verification of current employment.

16

VA Form 26-6393, Loan Analysis.

17

Documentation of the cost of energy efficiency improvements to be included in the loan, if known.  See Section 3 of chapter 7.  For cash reimbursement of the veteran, the improvements must be completed within the 90 days immediately preceding the date of the loan.